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Lakeland, FL 33801
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Disclosure Statement

ACCESSING THIS WEB SITE OR VIEWING ANY OF THE INFORMATION CONTAINED WILL CONSTITUTE YOUR AGREEMENT WITH THE FOLLOWING TERMS:

  • No Warranties
  • The information contained in this web site is provided "as is" without warranty of any kind, expressed or implied, including without limitation, any warranty of accuracy, adequacy or completeness of the information and materials, title, non-infringement of third party rights, fitness for a particular purpose, and freedom from computer virus.
  • Use of Information and Materials
  • Any person is hereby authorized to view the information available from this web site for information purposes only. No part of this information may be copied, redistributed, or reproduced without the prior written consent of Bank of Central Florida. The product and fee information contained in the web site represent Bank of Central Florida’s most recent offerings as of the latest update. Rules, regulations, fee schedules, service agreements, and terms and conditions presently in effect take precedence over information contained in this web site. Furthermore, information in this web site is subject to change without notice.
  • The company information contained in this web site is provided for informational purposes only and is not to be construed as a solicitation or offer to sell securities and is not to be used in connection with any sale or offer for sale or solicitation of an offer to buy securities.
  • Third Party Links
  • From time to time Bank of Central Florida may make available links to other sites on the web and believe those sites to be reputable companies. However, Bank of Central Florida makes no representations of warranties regarding these sites and we do not maintain the sites of other companies. Further, Bank of Central Florida does not endorse the content or the use of such other sites. If you choose to access other web sites through the links on our pages, you accept the responsibility for all related risks.
  • Limitation of Liability
  • In no event will Bank of Central Florida be liable for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages arising in connection with this web site, use thereof or reliance on any information contained herein, even if Bank of Central Florida is notified of the possibility of such damages.
  • Choice of Law, Unenforceability
  • Your access to and use of this web site and the terms contained herein, are governed by and will be construed in accordance with the laws of the State of Florida, without regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.
  • Internet Banking Disclosure Information
  • Hours of Operation:
    Generally the system operates 24 hours a day, seven days a week. Scheduled maintenance may occur on Sunday between the hours of 2 AM and 9 AM.
  • Business Days:
    Business days are Monday through Friday except federal holidays. Transactions initiated on non-business days will be processed on the next business day.
  • Termination:
    Bank of Central Florida may terminate the arrangements of the internet banking product at any time by providing written notice. The termination is effective immediately upon mailing of such notice. You may terminate the internet banking arrangements at any time by contacting us at
    863-682-7100 or by mailing such notice to PO Box 149, Lakeland, Florida 33802.