Personal Banking Services

At Bank of Central Florida, we provide a full range of custom banking services that extend beyond the basic, everyday account. Browse our selection of popular offerings to get the most from your banking relationship. If you would like to learn more about the breadth of these services, please contact one of our experienced Private Bankers or visit any of our convenient locations.

Intelligent eBanking (Online Banking)

Free and secure access to your accounts 24 hours a day. Easily conduct your banking anywhere you have Internet access. Plus, "Go Green" by eliminating paper and getting faster access to your statements and check images through our e-statement service. Please check out the following documents for additional information:

Online Bill Pay

Save time and money on postage by using this safe and convenient way to pay bills. Available at no charge to Bank of Central Florida clients.

Mobile Banking

Get free and instant access to your accounts. Check balances, transfer funds or pay bills directly from your mobile phone. more info

Mobile Check Deposit

We’re making banking a snap with our newest Mobile Banking feature, Mobile Check Deposit. Now you can quickly and securely deposit your check right from your smartphone or tablet with a snap of your smartphone camera. more info

ATM/Debit Cards

Make withdrawals, transfer funds between accounts and obtain balances 24 hours a day, 7 days a week with our MasterCard™ debit card. Enjoy the convenience of using any Publix Presto! ATM free of charge. All other ATM withdrawals fees are refunded the same day of posting.

Safe Deposit Boxes

A secure way to store documents and valuables. Available in a variety of sizes at all Bank of Central Florida locations.

Cashier's Checks

When a personal check is not accepted and you do not want to use cash, Bank of Central Florida offers cashier's checks to our clients free of charge.

Foreign Currency Exchange

Have cash for immediate expenses and enjoy the peace of mind of not having to find a reputable exchange office when traveling.

Direct Connect

Save time with Direct Connect, which allows you to reconcile your accounts and pay your bills through Quicken™ software.

Signature Guarantee

The Medallion Signature Guarantee program allows banks to provide signature guarantees to verify ownership on specific documents, such as stock transfers. The service is available at no charge to Bank of Central Florida clients.

Notary Services

Available at all Bank of Central Florida locations, this service is provided free of charge to our clients.

Wire Transfer Services

A quick and safe way for Bank of Central Florida clients to transfer large sums of money. Funds may be transferred to both domestic and international locations.

Overdraft Protection Transfer

Eliminate the embarrassment of having a transaction returned or rejected by linking your checking account to any eligible account. Funds are transferred automatically if you overdraw your checking account.

Credit Cards 

Bank of Central Florida offers the flexibility of two credit card options for consumers. Which card is right for you? 

  • Platinum Cash Back Rewards Card - Earn 1% unlimited cash back on all net purchases.* There are no spending tiers or minimums, so the earning potential is limitless. 
  • Platinum Card - Give yourself the buying power of Platinum with no annual fee, a low interest rate*, and valuable card member benefits.

No matter which card you choose, pay no interest on purchases and balance transfers for the first seven (7) billing cycles after account opening.*

*For additional information about pricing, rates and cash back rewards program rules, please refer to the Credit Card Application Disclosures. 

To apply, visit our Consumer Credit Card page and click the "Consumers Apply Now" link or contact your Private Banker.