Easy Accessibility
Business Online Banking
- Monitor account balances and transaction information online. Initiate wire transfers, internal (express) transfers, bill payments, and stop payments. View Positive Pay exceptions. Import Automated Clearing House (ACH) or Positive Pay issue files. Pay down or draw from your line of credit. All of this while sitting at your PC with secured Internet access.
- Read more about our Business Online Banking here!
Business Mobile Banking with Mobile Deposit
- Business Mobile Banking allows for banking at your convenience, whenever and wherever you want, right from your mobile device. Business clients enrolled in Business Internet Banking, have the ability to access their business accounts and perform a variety of banking functions at a time that is convenient for them.
- Read more about our Business Mobile Banking here!
Cash Flow Management
Automated Clearing House (ACH) Origination
- Use ACH through our online banking platform to pay employees via direct deposit, initiate tax payments, make trading partner/vendor payments, concentrate deposits from remote locations, or collect payments from customers electronically.
Zero Balance Account Service
- Reduce idle balances through the automatic consolidation of subsidiary account funds into a single master account.
Sweep Services
- Automatically pay down or draw from your line of credit or invest funds in an interest bearing account.
Fraud Prevention
Check Positive Pay
- Positive Pay represents a proactive approach to combating check fraud, with Bank of Central Florida and your business working together as a team. As an early warning fraud detection system, Positive Pay arms your business with the information needed to stop check fraud before it becomes a loss.
ACH Positive Pay
- Control ACH debit fraud and unauthorized ACH debits by providing a list of those electronic transactions which are allowed to post. All other ACH debits will require authorization to post.
Streamline Deposits
Express Deposit
A Convenient Way to Deposit Checks from Your Place of Business
- Express Deposit from Bank of Central Florida is designed for business clients who want to simplify their banking and save time. Using bank-supplied scanner equipment and secure software, you can easily scan checks right from your office. These check images are transmitted electronically to our central processing center, where they are processed and deposited into your account—no need for a trip to the bank..
Benefits:
- Deposit checks without leaving your business
- Streamline and consolidate your banking
- Fast, secure check processing
Cash Vault Services
Secure and Efficient Cash Handling for Your Business
Our Cash Vault Services provide a safe and efficient way for your business to manage cash. Whether you need deposits picked up or change delivered, our service is designed to support your day-to-day operations with confidence.
Key Features
- Secure Transportation and Handling: Professional, reliable service that protects your funds.
- Next-Day Credit and Processing: Deposits are typically credited the next business day.
- Flexible Scheduling: Choose pickup and delivery times that work for your business.
- Cash Risk Reduction: Minimize the risks of handling large sums of cash.
- Cash Deposit and Change Order Service: Schedule pickups for deposits and deliveries for change orders (coins or bills) based on your business needs.
Cash Vault Pro: Smart Safe Deposit & Change Order Service
Daily Deposits with Added Security and Convenience
- With Cash Vault Pro, your business can securely deposit cash on-site using a smart safe. This smart safe is located within your business and allows for daily deposits. Our partner, Loomis, will pick up the cash on scheduled days, and credits will be posted to your account the next business day. You can also schedule deliveries for change orders.
Ideal For:
- Businesses handling high volumes of cash
- Daily cash-intensive operations
- Those looking to streamline and secure cash flow
Manage Payments
Wholesale Lockbox
- Reduce the mail time, deposit preparation time, and check collection time associated with accounts receivable processing.