Houston, who began his banking career in 1979, served as Chief Credit Officer and Director for Community Southern Bank handling commercial loans and business development as well as credit underwriting and loan servicing. He is a graduate from the University of Florida with a Bachelor’s degree in Finance.
Scott joined Bank of Central Florida in 2011, and supported the Commercial Lending and Credit Administration teams since that time. Mr. Gardner’s banking career began at World Omni Financial Corporation in Fort Lauderdale in 1993, and continued with First Union in Charlotte, NC in 1996. He returned to his hometown of Lakeland in 2003 as a commercial banker with SunTrust, and later with MIDFLORIDA Credit Union.
South Lakeland (Headquarters)
5015 South Florida Ave.,
Lakeland, FL 33813
724 South Florida Ave.,
Lakeland, FL 33801
1000 Legion Place, Suite 1200
Orlando, FL 32801
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