Tampa Bay Market Executive
Lauren Fernandez is a native Tampa resident. After graduating from the University of Florida with a bachelor's degree in finance, she started her banking career at SunTrust. Ms. Fernandez has worked at banks of all sizes, from local community banks to global institutions. She has broad experience within the banking industry, including underwriting, relationship management, business development, and strategic leadership.
Over the years, Ms. Fernandez has been very engaged in the community serving on multiple organizational boards, and currently serves on the Florida Aquarium Board of Directors.
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Executive Vice President and SBA Executive
J. Kevin Riffey graduated from Jacksonville State University with a bachelor's degree in accounting and a masters degree in business administration. He began his banking career as a relationship manager in commercial banking and quickly transitioned into SBA lending. Kevin has specialized in SBA lending since 1997 and is experienced in establishing SBA programs that benefit the local community.
He serves multiple organizations within the Tampa Bay community, including Heart Walk Tampa Bay, Rough Riders, and Feeding Tampa Bay.
Vice President and Treasury Management Leader
Miranda Pedersen started her banking career in 2003 at SouthTrust Bank and has worked in both Retail and commercial banking for community and middle market banks. For over 18 years, Miranda has worked in the Tampa Bay market cultivating relationships with business owners and entrepreneurs focused on growing their businesses. Miranda helped open the South Tampa location of Bay Cities Bank in 2007, and, in May of 2013, she moved to the Treasury Management team.
She continued to expand her knowledge in banking working with Centennial Bank after the Bay Cities Bank and Centennial Bank merger.
Vice President and Relationship Manager
Jason Soos joined the Bank of Central Florida in April of 2021. He is a graduate of Florida State University, with a Bachelor of Social Science degree. Jason also received a Master's Degree in Business Administration from Florida International University. Jason has more than 15 years of combined experience in sales and banking. He began his banking career as a commercial banker for BB&T in the Tampa market. Most recently, he was a business banker for Synovus, serving clients in Hillsborough, Pinellas, Pasco, and Hernando counties.
Jason has worked very closely with the Tampa Bay Chamber, where he has served as an ambassador, a member of Emerging Leaders, and as a member of the Small Business of the Year Award committee.
Vice President and Relationship Manager
Paul Hayman has developed commercial relationships with business owners and executives for 13 years. After graduating from the University of Florida with a master's degree in Agribusiness and bachelor's degree in Political Science, Paul began his career at Farm Credit. He spent the past eight years at Wells Fargo with the Commercial Banking National Agribusiness Group, Greater Tampa Bay Banking Group, and the Polk/Pasco Banking Group.
Paul Hayman is a 6th generation native Floridian, with family connectivity in Tampa dating back to the 1850's. Paul relocated from Lakeland to the Tampa area in 2019, where he now serves our clients with their commercial needs.
5015 South Florida Ave.,
Lakeland, FL 33813
724 South Florida Ave.,
Lakeland, FL 33801
1000 Legion Place, Suite 1200
Orlando, FL 32801
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